System Goes Live
Complete functionality will be available for digital gold coins and private coins running in our secure cloud
Paying with digital GOLD-BACKED coins is simple consumers
We provide a simple Digital Gold Coin payment solution that works uses cell phone text messages to transfer digital gold coins using a simple text message. This patent-pending payment solution is targeted for users who typically pay with cash and want to buy items online, send funds worldwide to family, or pay bills without travel and paying with cash. In addition to leading the digital gold coin payment revolution, our platform also replaces the traditional and expensive money transfer services. For a small fee of only one percent on transfers, users can redeem coin transfers for local currency with any of our local agents located worldwide. Ecommerce websites can escape credit card chargebacks and pick up new customers who do not use credit cards. Another great advantage of paying with your phone (or using our website) is that it is the same as paying with cash in that all sales are final. We are "Telco-Agnostic" in that the system works on all phone networks worldwide by using simple SMS messages to transfer coins.
All Digi-Gold coins are 100% backed by hard currency and may be redeemed for cash at anytime. This coins are a new form of currency issued in denominations of USD, EUR, Pound and are all backed by gold certificates. You may purchase these coins below and trade them worldwide with others.
Merchants also benefit from TxtCoinsNow by providing locals a place to spend coins and with the free listing in our merchant gallery even more new customers are sure to follow. By accepting digital gold payments with TxtCoinsNow, local merchants stay ahead of this latest major consumer trend and attract a whole new set of customers.
The organizations can receive donations 24/7 from anyone who has a cellphone, directly deposited into the organization’s bank account. After fundraising, TxtCoinsNow can also serve to track payroll and fund disbursements to the workers the charities contract with.
We also offer a cell phone / PRIVATE COIN based payroll system that safely delivers wages in rural areas from anywhere in the world using simple text messages. Bulk payments for payroll distribution, contractors, are all delivered directly to the end recipient, bypassing many hands and the corruption that comes with them.
Pay with Bank account, Wire transfer, Credit card or PayPal
We make using coins mainstream for consumers
Coin Payroll Solution
We provide a one stop, cloud bank, for many types of coins
Digi-Gold coins are trusted and a stable currency to transfer funds world-wide
We provide a complete solution for rewards coins and allow free trading of coins between customers
Trade your commodities directly with your own private coins to represent a fraction of your assets
Why would anyone use crypto coins that can lose their value overnight when you can use a stable, GOLD backed coin?
Use Phone SMS, Website, Phone App, you decide
Simple commands listing amount to send in local currency, " " and then phone number, user name or account #
Our friendly consumer driven marketplace with video profiles for agents and merchants allow simple communication and understanding of services offered
Same interface as web but on a smaller scale allows users fast payments at retailers who accept coins and rewards
We escrow only the coins and NOT the items or payments for a 1% fee
Users agree to escrow fee of 1% and terms at signup. Fee is removed from the coins held in escrow.
The users agreed upon a payment method provided for the item or the purchase of coins. Payments and deliveries are made outside of our system and buyer and seller are notified of escrow with an SMS
Buyers and seller should save documentation for shipping or conformations for money transfers used for the purchase of coins.
System waits for the satisfaction code to be returned to release coins and subtracts a 1% fee from coins.
Coins are released to recipient when the correct authorization code is returned. Again, if the escrow duration expires an additional text message is sent to request release code. An additional 12 hours is allowed for authorization code before the transaction enters into arbitration forcing human intervention.
A new way to end the corruption involved with payroll and payment distributions
More than 400 Million dollars each year is lost from theft of funds targeted to help the impoverished. We offer a turn-key solution for cell phone bulk payments that transparently secures funds allocated for aid, construction projects, worker’s wages and micro-loans. This new payroll system while it secures all payments with tokens-coins, it also transparently adapts to an organizations current payment process. In addition to making sure workers and contractors get paid on time and in full, it greatly reduces the work for administration and distribution of payments for all Aid projects.
This simple solution ends skimming, reduces theft, and detects the presents of ghost employees by removing the risk involved with paper money passing through multiple hands. Cell phone coins make instant payments and are only redeemed for cash at banks or agents approved by the funding agency.
This world-class system supports nine world currencies, 34 Languages, is cloud based, closed loop and completely secure. Users can pay for goods and services locally and the cell phone account doubles as a bank savings account for the unbanked populations. System is “Telco-Agnostic” in that our system works on all phone networks worldwide by using simple SMS messages to transfer coins.
Coins are used and your current payment process stays exactly the same Except that payments are issued AFTER the return of coins to funders account. The system generates wire transfer reports for accounting as the coins returned by banks and agents with bank accounts.
Reach out to us with your ideas and comments
Customers purchase, transfer, trade using Digi-Gold coins and a cell phone
TxtCoinsNow automatically converts the purchase amount into the amount of coins required each transaction so insert the amount and wait for customer to approve transaction with phone call or text message. Unlike credit cards and PayPal transactions, all sales are final with TxtCoinsNow so no more chargebacks after the goods have been shipped.
Merchants can now accept payment at retail locations over the counter because unlike typical crypto-coin purchases where everyone needs to wait for the block chain to resolve, TxtCoinsNow digital gold transactions are instantaneously transferred between users with no wait. Payments are simple, quick and same as cash can never be revoked.
No more calculator, looking up conversion rates and determining coin values to accept a payment.
We securely move coins from party A to party B
Simple text message commands work with all types of phones
NO ACCOUNT REGISTRATION IS REQUIRED TO TRANSFER FUNDS, SIGNUP IS AUTOMATIC WITH FIRST TRANSFER RECEIPT FROM ANOTHER USER!
Commands that are used to send coins to others. Processing fees apply for transfers @ 1% / Escrow @ 1% / Retailers @ 1%. Placing a "-" in front the currency amount is requesting funds from that phone number and they will be prompted to approve the transfer. This means that users can send or request funds from other users with user# if user does not want to share their phone number.
amount (space) Phone# is how to send funds to others
"41.04 8187735546" = Sends 41.04 Dollars to 8187735546
"-341.45 3052234462" = Will request 341.45 dollars from 3052234462
Add a "+" and country code in front of the local number
"512 +44839333202" = Sends 512 Dollars to 839333202, code of 44(UK)
"673.12 +418983646600" = Sends 673.12 Euros to 839333202, code of 41 (Switzerland)
“OUT 320.12” – This will move coins equal to $320.12 from our bank to your default external wallet
“IN 502” – This will load COINS from your default external wallet into your TxtCoinsNow bank account
“5200 NXT-U38J-46EQ-M2V7-35CL2” – This will transfer $5200 (user’s default currency) in NXT coins to wallet NXT-U38J-46EQ-M2V7-35CL2 into from the user’s TxtCoinsNow account
“-8400 NXT-U38J-77EQ-M2V7-99CL2” – This will request 8400€ (user’s default currency in NXT coins FROM wallet NXT-U38J-77EQ-M2V7-99CL2 into the user’s TxtCoinsNow account
"bal" = balance of coin types, amount of coins and total value in your local currency
"hist" = Displays the last three transactions
"no$" = Return the LAST payment received to the sender
"*e" = escrow is enforced for the transaction. 380 2484841121*e These transaction will hold COINS, not the local currency amount, for approval from buyer and will incur an additional 1% fee.
"#" = used to send a note attachment with payment. 170 8185551212#For Invoice 3526 for 2 tires and wheel alignment
"nc" = No Call for conformation of transfers. User will now need to verify with SMS code. (default)
"yc" = Yes Call for requesting the user enter your PIN is required for ALL transfers.
"whois XXXXXXXXXX" = Account Number and Nickname - if you send the phone or account number you will receive funds ,whois 9545018625 -> returns "Thomas Jones", whois 8003324454 -> returns "March of Dimes"
"co NXT" = will set the DEFAULT currency to NXT coin. This will transfer and set default to NXT Coins. This coin type will ALWAYS be announced in phone call PIN request to approve transfer.
"cu USD" = (3 letter code*) Sets the default currency. "23 8183328232" = in the $23 USD transferred to account 8183328232 "cur GPB" changes your default currency to POUNDS
"lang fr" = (2 letter code**) Sets the language be used for all incoming SMS messages regardless.
"help" = List of commands is returned
"setpin" = System will call and prompt you to create a new pin # and to record your voice.
USD, EUR, GPB, CAD, AUD, ZAR, RUB, MXN, INR, CYN, CHF
NXT, BTSX, NBT, BTCD, BTC, DOGE, DRK, PPC, LTC, NMC
PRIVATE: WBC, GOLD, PAR
|United States + Phone & WhatsApp||+19543206484||English|
|- Is also supported to provide coin transfers worldwide|
***SUPPORTED LANGUAGES FOR WEB, MOBILE APP AND SMS MESSAGES:
ar->arabic, bg->bulgarian, ca->catalan, zh-chs->chinese simplified, zh-cht->chinese traditional, cs->czech, da->danish, nl->dutch, en->english, et->estonian, fi->finnish, fr->french, de->german, el->greek, ht->haitian creole, he->hebrew, hi->hindi, mww->hmong daw, hu->hungarian, id->indonesian, it->italian, ja->japanese, tlh->klingon, tlh-qaak->piqad, ko->korean, lv->latvian, lt->lithuanian, ms->malay, mt->maltese, no->norwegian, fa->persian, pl->polish, pt->portuguese, ro->romanian, ru->russian, sk->slovak, sl->slovenian, es->spanish, sv->swedish, th->thai, tr->turkish, uk->ukrainian, ur->urdu, vi->vietnamese, cy->welsh
NOTE: As an alternative to texting, you can call TxtCoinsNow at 954-320-6484 (in the USA) from your cell phone and select option 2 to receive a callback that will prompt you to send Coins or local currency.
Would you like your ATM's to cash coins or need a secure, private coin?
Complete functionality will be available for digital gold coins and private coins running in our secure cloud
New coins supported and additional features will be added as asked for by clients
We are a real company located here in Florida, USA.